YNAB is ideal for those looking just for a budgeting tool. You Need a Budget (YNAB)–Best for budgeting You can try Simplifi free for 30-days, then the cost is as low as $2.99 a month. Set up savings goals for every milestone you are trying to reach.Set up custom watchlists and limits by category, payee, or tags to help stay on track.View upcoming bills, income, transfers, and see how they affect your balances.Find and track recurring bills and subscriptions so you can cancel what you no longer use.Have your transactions automatically categorized.See your banking, credit card, loans and investments all in one place.It also includes a calendar view showing you upcoming expenses. You can identify recurring expenses and subscriptions, which Simplifi then incorporates into the plan. It uses automation to help you better manage your money.įor example, Simplifi can create a spending plan for you by analyzing your income and expenses. Simplifi is Quicken’s version of a mobile budgeting app. Simplifi–Best budgeting app for smartphones If you want automatic downloading of bank transactions, the cost is $39.99 a year. The basic plan costs just $9.99 a year (not a month). Easy to use on web and iOS/Android appsįor the features you get, the cost is very reasonable.
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